How are you guys doing? Are you preparing for the new school year? This is kind of like the second January of the year, a great time to refocus and make some goals. I’m also reviewing my goals and making some changes. Lower Prices on EVERYTHING Speaking of changes, the first big change I want…
As I was reviewing our financial situation and looking ahead to what is coming up (huge tax bill, a son’s wedding, emergency fund replenished after our roof replacement) I knew I needed to get back to being as intentional as we were in 2009 when we started our Total Money Makeover with Dave Ramsey. So…
One of the main questions people ask me is how I, personally, study the Bible. That’s a big question to answer because about every year I switch it up. Last year I read through the Bible along with my husband using the excellent 5 Day Bible Reading plan. I enjoyed it and that was actually…
So 2021 was pretty abysmal for setting, remembering, and meeting goals. I didn’t have them out where I could see them, and I didn’t review them, so only two were reached. This year I’m setting goals in seven areas and I’ve printed them out and hung them up where they will haunt me daily. I’ll…
For me, every December is practice month! I try to work on just one new habit (or two) that I want to implement in January. I figure this gives me a bit of a head start with developing the habit, and if I miss a day or two, I don’t beat myself up about it…
My first November challenge was to finally shred the rest of our old bills and bank statements. My second challenge was to organize my recipe binders. I needed to get rid of recipes we haven’t made and put in the new ones I’ve been making and using for over a year now that are just…
How did you guys do on your first week of the challenge? I had quite a few of you commit to join me and I would love an update on how it went for you! Here’s how my first challenge (shred old papers) started: how it went… …and how it stands now! After all that…
Can you believe it’s already November? Did you set goals in January? How are you doing on those? (I completed EIGHT goals. Which may sound amazing. Except that I had 61. SIXTY ONE. Because Kari in January thought future Kari would be an entirely new person. January Kari always means well, but she’s dealing with…
UPDATE 3 YEARS LATER: I’m still off of Instagram and Facebook completely. It was rough at first, but man, it’s been incredibly freeing too. I don’t know the latest happenings with all my friends, and I don’t get the photos and updates and miss that, but it gives me something to talk about with my…
UPDATE 8 YEARS LATER: When I originally wrote this blog post, it sat on my blog without much interaction. Then it got picked up by Money Saving Mom and got pretty popular for a while. But through it all, it is still a list that has stood the test of time! Since we’re heading into…